Bait and switch. They call it a comparative rater for multiple lines. Most of the carriers they advertise having are not available on their system. They do not offer comparative quotes for Work comp or commercial auto as their advertising suggests. Paid a large set up fee only to find out that the product they sold me was totally misrepresented. I dealt with Mark Van Horn, the president, who claimed he was unable to give a refund even though we had only been signed up with them for less than 24 hours. Stay away!!!