General Info

Safe Harbor Equity is a private equity real estate investment firm. Founded in 2005 by Ralph Serrano, a real estate investor with deep knowledge of South Floridas commercial and residential markets, Safe Harbor Equity acquires and manages non-performing commercial and residential mortgage loans, distressed real estate assets, and defaulted debt instruments for a diverse clientele.Serrano leads a team of real estate and debt professionals with more than 50 years of combined real estate and distressed debt transaction experience. Their institutional knowledge and thorough understanding of the South Florida real estate market positions the firm to deliver consistent returns on investment in a variety of market environments. Leveraging a proprietary, high-touch client servicing platform, Safe Harbor caters to sophisticated real estate investors. What Sets Safe Harbor Equity ApartSafe Harbor Equitys approach relies on a combination of highly sophisticated analytical techniques and extensive familiarity with complex distressed opportunities that competitors may miss. For the past several years, throughout the business cycle, Safe Harbor Equity has consistently maximized returns and adapted to near-term market volatility with ease.Since 2005, Ralph Serrano and the Safe Harbor Equity team have been involved in more than 200 individual real estate and debt transactions. The firm matches its diverse clientele by offering a diverse array of investing opportunities in the distressed debt market, with Serrano and his team acting as principals or intermediaries for managed accounts, partnerships, participations, joint ventures, and other structures.Safe Harbor Equity specializes in the acquisition and management of a variety of instruments and assets, including distressed real estate assets currently held on other institutions balance sheets, non-performing commercial and residential mortgage loans in South Florida and elsewhere, and defaulted debt instruments purchased at substantial discounts to par. To account for the unique nature and risk profile of the assets and instruments the company pursues, Serrano and his team employ proprietary analytical techniques to identify opportunities likely to provide above-market investor returns and prove resilient in a wide range of macro- and micro-economic environments.Safe Harbor Equity primarily targets performing and non-performing asset-backed real estate mortgages projected to deliver IRRs above 20 percent. The firm typically pursues first position loans or loan pools backed by retail, office, industrial, warehouse, multi-family residential, and single-family residential collateral assets. Safe Harbor Equity hews to a conservative risk management philosophy, targeting LTVs between 50 and 70 percent.Safe Harbor Equity relies on a proprietary deal flow built on a broad and growing network within Floridas real estate and financial industries. Leveraging the expertise of Serrano and his team, Safe Harbor is well-positioned to exploit persistent market inefficiencies in South Floridas commercial and residential real estate markets, as well as in other markets in which Safe Harbor Equity has a presence. Safe Harbor Equity limits downside risk with a meticulous principal protection strategy; pursuit of multiple exit types; conservative, independent appraisals for all assets and instruments in the companys portfolio; and thorough due diligence on every opportunity.